top of page

Chase Freedom Flex/Unlimited

Earnings

5x Points on Quarterly Categories- Flex

5x on Travel through Chase Portal

5x on Lyft Through March, 2025

3x on Dining and Takeout

3x at Drugstores

1x Everywhere Else- Flex

1.5x Everywhere Else-Unlimited

Benefits

- 3 Months DashPass for Free Until End of 2024

- 3 Months InstaCart Membership

- Purchase Protection for 120 Days up to $500 per Claim for Damage and Theft

​

Credits

$10 at InstaCart Every Quarter

$10 every Month at Gopuff

Here's a link to both the Freedom Flex and Freedom Unlimited

Final Verdict

The Flex is an excellent beginner card to get and the high rewards rate in the rotating categories are very nice. There is always one area each quarter that is super good, like Amazon or Target. It also gets a really good point multiplier on dining as well. 

​

The Unlimited is also an excellent card. It gets a lot of the same point multipliers as the Flex, but one key difference here. Instead of the rotating quarterly categories, it gets a flat 1.5x points on everything not in a point category. Meaning, it's a great catch all card for all miscellaneous purchases. 

 

My suggestion is to get them early on as it is a Chase credit card and they are stringent if have opened a lot of accounts recently, notably the infamous Chase 5/24 rule, which states they will automatically deny you if you have opened 5 or more personal credit cards in the last 24 months. 

 

Overall, it is an excellent card and I highly recommend getting this card. There are so many redemption options like straight Cashback or redeeming for travel. Later down the road, you can even pair it with something like the Chase Sapphire Preferred and use Transfer Partners to get even more value out of this card. 

bottom of page