This is one of the best no annual fee credit cards. The thing that makes this so special is that it has so many categories that have elevated cash back in everyday spending that it can be used as a single card setup if one just wanted simplicity. And, by offering a student credit card with all the same earnings categories, it allows those in college with thinner credit profiles to have access to this card. 

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There are almost no drawbacks on this card and I highly encourage every person to definitely take a look at this credit card as it can allow you to unlock great earnings.