Credit Cards 101
American Express Platinum
Earnings
5x Points on Airfare Booked Direct with Airline or Through Amex
5x Points on Prepaid Hotels Booked Through Amex
1x Points on Everything Else
Benefits
- Airport Global Lounge Collection Including Centurion Lounges
-Access to Fine Hotels + Resorts and the Hotel Collection
-Access to Amex Transfer Partners
-No Foreign Transaction Fees
-Global Dining by Resy for Hard to Book Restaurants
- Premium Car Rental Status at Hertz, Avis, and National
- Marriott Convoy Gold Status and Hilton Gold Elite Status
- Cell Phone Protection when You Pay Your Phone Bill Using the Card
- Trip Delay Insurance
- American Express Platinum Concierge
​
Credits
- $200 Uber Cash
- $200 Hotel Credit for Fine Hotels + Resorts or the Hotel Collection
- $200 Airline Fee Credit with Airline of Y0ur Choice
-$189 Clear Credit
- $240 Digital Entertainment Credit for Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times
- $155 Walmart+ Credit
-$300 Equinox Credit
$100 Saks Fifth Avenue Credit
Final Verdict
This is one of the most known credit cards out there. It is one associated with luxury and wealth. However, you don't need to have a lot of money to have this card. The benefits and credits will certainly justify the cost if you use it right and it can be such a great card to own.
​
This card has so many benefits. It's got credits, insurances, concierge, and so many benefits. This card is the Mercedes Benz S-Class of Credit Cards. The only drawbacks of this card are that If you can't use the credits, it becomes a lot harder to justify. Good news is that there are so many credits that you don't need all of them to break even just on the credits alone, let alone the other benefits like lounge access and cell phone protection, which in itself can cost a lot.
​
If you think you're going to travel at least once a year, think about this card. It's so good for travel and even just for the benefits not with travel. It is an all around great card if you use it right.