Credit Cards and Travel
American Express Platinum
Earnings
5x Points on Airfare Booked Direct with Airline or Through Amex
5x Points on Prepaid Hotels Booked Through Amex
1x Points on Everything Else
Benefits
- Airport Global Lounge Collection Including Centurion Lounges
-Access to Fine Hotels + Resorts and the Hotel Collection
-Access to Amex Transfer Partners
-No Foreign Transaction Fees
-Global Dining by Resy for Hard to Book Restaurants
- Premium Car Rental Status at Hertz, Avis, and National
- Marriott Bonvoy Gold Status, Hilton Gold Elite Status, and Leading Hotels of the World Stirling Status
- Cell Phone Protection when You Pay Your Phone Bill Using the Card
- Trip Delay Insurance
- American Express Platinum Concierge
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Credits
- $200 Uber Cash
- $120 for Uber One
- $600 at the Fine Hotels + Resorts or the Hotel Collection
- $400 at Resy
- $200 Airline Fee credit with airline of your choice
-$209 Clear
- $300 Digital Entertainment for select streaming services
- $155 Walmart+
-$300 Equinox
- $100 Saks Fifth Avenue
- $300 at Lululemon
-$200 at Oura Ring
-$120 for Global Entry or TSA Precheck
Final Verdict
The American Express Platinum Card is one of the most iconic credit cards in the world, synonymous with luxury, prestige, and world-class travel. But you don’t need to be have a lot of money to get a lot of value from it. This card is packed with perks. Generous travel and lifestyle credits, premium insurances, exclusive access to events, and 24/7 concierge service.
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The only real drawback is that if you’re not able to take advantage of the credits, the annual fee can be pretty much impossible to justify. The good news? With such a wide variety of credits and protections—ranging from lounge access to cell phone insurance—you don’t need to use them all to come out ahead.
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If you travel even once a year, this card can be a game-changer. From seamless airport experiences to everyday perks, the Amex Platinum offers unparalleled value for those who know how to maximize it. It’s more than just a card—it’s an all-around lifestyle upgrade.
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