The American Express Blue Cash Preferred is one of the best everyday spending cards out there, designed to put loads of cash back in your pocket without overcomplicating things. With exceptional rewards on groceries, streaming, gas, and transit, this card covers the categories where most people spend the bulk of their money.​

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The only drawback is the annual fee—but if you buy groceries or stream content regularly, the rewards can easily outweigh the cost. For many households, it’s a no-brainer card that pays for itself year after year.

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