Final Verdict

This card is super simple and great for those who want just one card or who want to build a whole setup. It has no annual fee and earns an elevate 2 times points on every purchase. The great thing as well is that it technically earns Citi ThankYou points, which means you can use it as a cashback card like it's marketed, or use it as a points earner to pair with another Citi travel card to get even more value towards travel. 

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It also usually doesn't have a sign up bonus, which deters a lot of people, but it currently has a 20,000 point welcome offer, which is pretty good for a no annual fee card. Over all, its a great card and is super simple which is great for everybody.