Credit Cards 101
U.S. Bank Cash+
Earnings
5% Cashback on Two Categories of Your Choosing Up to $2,000
5% Cashback on Prepaid Air, Hotel, and Car Reservations Made through Rewards Travel Center
2% Unlimited Cashback On One Category of Your Choosing
1% Cashback on Everything Else
5% Categories
Home Utilities
Fast Food
TV, Internet, and Streaming
Department Stores
Cell Phone
Electronic Stores
Sporting Goods Stores
Gyms
Ground Transportation
Movie Theaters
Furniture Stores
Select Clothing Stores
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2% Categories
Grocery Stores and Delivery
Restaurants
Gas Stations And EV Charging
Final Verdict
This is an awesome, no annual fee credit card. It has a really high welcome offer and offers high spending multipliers. My favorite thing is that it offers super unique categories to choose from. It's one of the only cards on the entire market that allow you to earn more points on home utilities. It also has a raised quarterly cap of $2,000, instead of the usual $1,500 we see with Chase and Discover.
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The only downside is that U.S. Bank can be very stringent on who they extend credit to and for how much. Just be aware that you might get a really low credit limit if you don't already have a relationship with U.S. Bank
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Overall however, it's one of my favorite credit cards and must have in my opinion.