The Hilton Honors card is a solid no-annual-fee option for those who want easy access to the Hilton ecosystem without high annual fees. The automatic Silver status, potential to spend up to Gold, and everyday category bonuses make it a great option for casual Hilton guests or those just starting in the points game.

It does however lacks premium perks, travel protections, and the level of value you’ll find in Hilton’s higher-tier cards. If you want a simple entry point into Hilton Honors, this is the card for you.