Credit Cards and Travel
Bilt Mastercard
Earnings
- 5x Points on Lyft Rides
- 3x Points on Dining
- 2x Points on All Travel
- 1x Points on Rent
- 1x Points on Everything Else
Rent Day
Points are Doubled on the First of Every Month, except for Rent. Dining is 6x Points, Travel is 4x Points, and Everything Else is 2x Points
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There is also a rent day challenge for a chance to win free rent and rent day games to earn more free points
Benefits
- Transfer Partners
- Cell Phone Protection
-No Foreign Transaction Fees
-Trip Cancellation and Interruption Protection
-Trip Delay Reimbursement
- Points are worth 1.25 cents per point through the Bilt Travel Portal
Final Verdict
For a no annual fee credit card, it packs so many things into one. There are so many benefits and it unlocks transfer partners, which no other credit card does for free. It also gives you ways to earn so many points. And, it does what no other credit card cam do, and that is offer points for rent. For most people, the single biggest expense in most months is rent and now you can earn points on it.
Even if your landlord doesn't accept credit cards, Bilt will cut a check on your behalf and you'll still get the credit card points. Say your monthly rent payment is over your credit limit, Bilt will actually start acting as a debit card and pull right from your bank and you'll still get the points.
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It's a modern twist on credit cards, with their modern-looking app and metal credit card, it's a great card to have. This is also the only other credit card system, other than Chase, that allows you to transfer to Hyatt, arguably the most valuable points system in the world.
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This card is definitely worth it. If you pay rent, get this card right away.